Terms of Service

Informational and Lead-Generation Purpose

PlanCross is a private informational and lead-generation website. PlanCross is not an insurance company and is not a government agency or government-affiliated program.

No Guarantee Disclaimer

We do not guarantee eligibility, approval, benefits, savings, or plan availability. Any options discussed depend on carrier rules, location, and individual circumstances.

Licensed Agent Connections

By using this site, you understand that you may be connected with licensed insurance agents or partner agencies that can review available rewards and benefit options with you.

TCPA Communication Consent

By submitting your information, you agree to the communication consent language presented on the form, including contact by phone calls, automated calls, prerecorded calls, and SMS/text messages from licensed agents and partners. Consent is not a condition of purchase, and message/data rates may apply.

Call Monitoring and Recording

Calls may be monitored or recorded, where permitted by applicable law, for quality assurance, training, compliance, and routing purposes.

Third-Party Technologies and Routing

We use third-party technologies and providers for analytics, tracking, call routing, hosting, and lead management, including Meta/Facebook Pixel, Microsoft Clarity, Supabase, Vercel, and call-tracking/call-routing providers.

Limitation of Liability and Dispute Resolution

To the maximum extent allowed by law, PlanCross and its partners are not liable for indirect, incidental, special, consequential, or punitive damages related to your use of this site.

Any dispute arising from or relating to these terms will be resolved through binding arbitration on an individual basis, unless prohibited by law. You agree to waive class-action participation to the extent allowed by law.